Your weekly fuel$150
RoboLoans

Electric & hybrid

Your fuel money is already a car payment.

You hand it over every week. It just disappears into a tank, instead of going onto something you would actually want to drive.

What you put in the tank each week

$

Drag it to your number$150

That already pays for

1 / 10
BYD Dolphin

Every one of them, priced against your fuel.

Grouped by what your fuel money does to the price. Keep sliding while you are down here — the bar follows you, and cars move between the groups.

How we work it out City driving · petrol $2.05/L · power $0.19/kWh · an electric car frees 85%

How we work it out

Worked on city driving — stop-start, lights, traffic. That is where almost every electric car in the country actually lives, and it is the hardest place there is on a petrol engine.

What you pay for petrol
$2.05 a litre
What a petrol car drinks in the city
10.5 litres / 100km
So 100km of city driving costs
$21.53
What an electric car uses, same trip
14 kWh / 100km
What you pay to charge at home, off-peak
$0.19 a kWh
So the same 100km costs
$2.66
What an electric car frees up
85%
A plug-in hybrid
70%
A hybrid
45%

Why we publish 85% and not 88%. The figures above come to 87.6%. We round down and advertise 85%, because not every week is a city week — a run up the highway burns less petrol per kilometre and uses more power, so the saving narrows. Across the real range it lands somewhere between about 77% on an open highway and 89% in heavy traffic. We sit under the city number on purpose.

And the same rounding on hybrids. A full hybrid frees about 52–60% of a city fuel bill, because a petrol engine is at its worst in stop-start traffic and a hybrid is at its best there. We publish 45% — below even the bottom of that range, for the same reason we publish 85% rather than 87.6% on an electric car.

And we ask what you spend, not how far you drive, on purpose. The kilometres behind a fuel bill swing wildly with traffic, so asking for them invites a wrong answer. The share an electric car saves barely moves — and the worse your traffic, the better it gets, because a petrol engine's economy collapses in stop-start while an electric car's improves.

And if you want the big stuff

Not a fuel-savings play, and we will not pretend otherwise. Against the V8 you would otherwise be looking at, though — that comparison is honest.

See what you would actually be approved for.

Two minutes with Tui. No deposit, and she already knows what you are looking at.